1. Understanding personal financial needs and maintaining confidence in a well-structured plan is crucial for long-term investment success. 2. Dynamic rebalancing and prudent risk management are essential strategies. 3. Consistently applying disciplined investment principles, adapting to changing conditions, and focusing on long-term goals are key to financial success. 4. A responsible understanding of money and a deeply held mission are necessary to maintain wealth. 5. Responsible wealth accumulation can lead to a luxurious retirement and potentially impact the world.

1. Broadcom's valuation at 38x forward free cash flow is high, raising caution despite strong earnings and profitability metrics. 2. Revenue growth is expected to decelerate, with Q1 2025 projections lower than Q4 2024, causing concern about future performance. 3. Broadcom's $58 billion net debt and competitive pressures from Nvidia add risks to maintaining its premium valuation. 4. Despite admiration for Broadcom's execution and innovation, the author will remain on the sidelines until a more compelling risk-reward balance emerges.

1. Exxon Mobil's management emphasizes their commitment to avoiding past stagnation; 2. The company aims to maintain superior performance through consistent cost monitoring and value disposal of non-core units; 3. Management's focus on new goals after achieving current ones shows a proactive approach to business growth and dividend growth.

1. Adobe's stock is fairly valued at 27x forward free cash flow but lacks compelling growth; 2. Despite strong AI tool adoption, Adobe faces slowing growth and stiff competition; 3. Heavy reliance on stock buybacks raises concerns about capital allocation and future performance.

1. Despite strong Q3 results, EverQuote's shares have drifted downward. 2. The company's revenue and variable marketing margin more than doubled in Q3. 3. The threat of Canada/Mexico tariffs may impact insurer profitability. 4. EverQuote is trading at a significant discount at ~8x forward adjusted EBITDA. 5. The author upgrades the stock rating to a strong buy.

1. JEPI offers an attractive yield from a diversified portfolio heavy on mega-cap tech stocks; 2. It underperformed the S&P 500 this year; 3. The article discusses the reasons for a brighter 2025 for JEPI.

1. I am raising my outlook for Super Micro Computer, Inc. (SMCI) to a 'strong buy' due to improved stability and attractive valuation prospects. 2. Despite recent turmoil, SMCI avoided delisting and now has a clearer path forward with NASDAQ's extension. 3. SMCI's forward PE ratio of 15.54x is cheaper than most competitors, suggesting significant upside potential as we move into 2025.

1. Berkshire Hathaway's record cash reserves reflect Buffett's geopolitical caution, hedging against China-Taiwan risks and preserving capital for future opportunities. 2. Berkshire shifts its portfolio, adding Domino's and Pool Corp., while reducing holdings in Apple, BAC, and others, maintaining nearly 30% in cash to balance overvaluation risks with stable liquidity. 3. Buffett's wisdom, shaped by macro insights and past crises, suggests holding cash to ensure resilience in case of market crashes amidst geopolitical tensions.

1. Alternative economic indicators like construction, advertising, and gaming revenue suggest a positive outlook for the U.S. economy and SPDR S&P 500 ETF Trust. 2. The Fear and Greed Index at 57 indicates positive sentiment. 3. S&P 500's Q3 2024 earnings and revenue growth, along with a forecast for 15% earnings growth in 2025, boost confidence. Despite risks, the author predicts SPY will rise at least 10% by 2025.

1. Despite Palantir's recent explosive growth, the author maintains a 'Sell' rating due to its extreme overvaluation and reliance on sentiment-driven stock price increases. 2. The stock's current valuation multiples, such as 333 times earnings and 60 times sales, are unsustainable and not justified by fundamentals. 3. Palantir's impressive quarterly results and growth rates are overshadowed by the unrealistic expectations for future free cash flow growth and ongoing share dilution.

1. Short-term treasury ETFs like SCHO offer interest rates and tax advantages, but have drawbacks like moderate price volatility and a two-for-one share split that could increase trading costs. 2. The best feature of SCHO is its low expense ratio, which the author would like to see improved with a higher share price and shorter average duration. 3. The author's research on short-term treasuries highlights their utility as a cash storage option between real investments.

1. November was strong for SPY, gaining nearly 6% and closing above its 10-month EMA, indicating a bullish trend. 2. TLT showed mixed signals, oscillating around its 10-month EMA, but recent higher highs and lows suggest a potential bullish trend. 3. The TLT:SPY relative strength ratio shows that SPY has consistently outperformed TLT since July 2020, reinforcing a preference for equities. 4. The author plans to continue investing in SPY for December and will not allocate money to TLT until its relative strength ratio improves.

1. A buy and hold strategy is beneficial for maximizing compounding and avoiding market timing issues, especially for retirement investing; 2. The article discusses two picks that the author intends to hold until retirement, emphasizing their defensive nature and steady cash growth profiles; 3. The author, Roberts Berzins, has extensive experience in financial management and has contributed to the development of financial strategies for top-tier corporates.

1. ASML Holding has a near monopoly in EUV lithography machines, crucial for advanced semiconductors and AI data centers, driving its stock up 215% from late 2022 to July 2023. 2. The stock recently corrected by 40%, presenting a potential buying opportunity due to oversold conditions and stabilization. 3. Despite the drop, ASML remains in a strong market position with strong sales and profitability growth prospects.

1. Blackstone has gained +182% since late December 2022, significantly outperforming the financial/banking sector and S&P 500 index. 2. The stock's valuation has become extreme, with a forward P/E of 44x and price to sales ratio above 15x, indicating investor caution. 3. Blackstone's potential reward proposition is a total failure compared to safer investments like Treasury securities. 4. Today's valuation is unsustainable, especially if a recession hits during 2025, focusing on a more reasonable price target range of $100 to $130 over the next 12 months.

1. D-Wave's Leap platform is highlighted as a standout in quantum computing as a service, with a reliable quantum annealing system used by major industry players. 2. The integration of the Advantage2 processor and the reauthorization of the National Quantum Initiative Act are seen as catalysts for potential share price increase. 3. The 41% YoY growth in QCaaS revenue indicates a shift to stable, subscription-based income with significant clients. Risks include a six-month cash runway, ongoing dilution risks, and potential pullback before catalysts materialize.

1. Donald Trump's victory has a significant impact on market behavior; 2. Analyzing the impact of his policy proposals on dividend stocks; 3. Identifying sectors that are particularly opportunistic and capital allocation strategies.

1. General Motors is highlighted as a top pick for 2025 due to its improving EV momentum, attractive valuation, and solid financial performance. 2. The article discusses the Dean's List of companies with top grades across Seeking Alpha's Quant factors. 3. The author, Joseph E. Jones, compares the performance of General Motors with other companies on the list, such as Tenet Healthcare and Discover Financial Services.

1. Goldman Sachs predicts a 3% annual return for the S&P 500 over the next decade, making income-focused strategies like RDTE's covered call ETF appealing; 2. RDTE offers a high dividend yield with weekly distributions but lacks underlying equities, relying on synthetic covered call strategies, which may limit price stability; 3. RDTE's heavy reliance on return of capital for distributions raises concerns about the sustainability of its high yield and potential for future dividend cuts.

1. Nvidia's revenue growth rate is slowing; 2. The current valuation leaves little room for further stock price appreciation; 3. Predictable revenue forecasts and the likelihood of a contracting price-to-sales multiple are two major issues facing Nvidia.