1. Despite positive returns in 2024, ARK Innovation ETF (ARKK) underperformed compared to VOO and QQQ, with high turnover and volatility being key concerns. 2. VOO offers a safer investment with low turnover, and QQQ provides a balanced risk-reward profile with less volatility than ARKK. 3. ARKK's focus on disruptive innovation and speculative bets on Bitcoin proxy plays and genomics remains high-risk; the author prefers VOO, high-quality businesses, and Bitcoin for 2025.