1. Short-term treasury ETFs like SCHO offer interest rates and tax advantages, but have drawbacks like moderate price volatility and a two-for-one share split that could increase trading costs. 2. The best feature of SCHO is its low expense ratio, which the author would like to see improved with a higher share price and shorter average duration. 3. The author's research on short-term treasuries highlights their utility as a cash storage option between real investments.

1. November was strong for SPY, gaining nearly 6% and closing above its 10-month EMA, indicating a bullish trend. 2. TLT showed mixed signals, oscillating around its 10-month EMA, but recent higher highs and lows suggest a potential bullish trend. 3. The TLT:SPY relative strength ratio shows that SPY has consistently outperformed TLT since July 2020, reinforcing a preference for equities. 4. The author plans to continue investing in SPY for December and will not allocate money to TLT until its relative strength ratio improves.

1. A buy and hold strategy is beneficial for maximizing compounding and avoiding market timing issues, especially for retirement investing; 2. The article discusses two picks that the author intends to hold until retirement, emphasizing their defensive nature and steady cash growth profiles; 3. The author, Roberts Berzins, has extensive experience in financial management and has contributed to the development of financial strategies for top-tier corporates.

1. ASML Holding has a near monopoly in EUV lithography machines, crucial for advanced semiconductors and AI data centers, driving its stock up 215% from late 2022 to July 2023. 2. The stock recently corrected by 40%, presenting a potential buying opportunity due to oversold conditions and stabilization. 3. Despite the drop, ASML remains in a strong market position with strong sales and profitability growth prospects.

1. Blackstone has gained +182% since late December 2022, significantly outperforming the financial/banking sector and S&P 500 index. 2. The stock's valuation has become extreme, with a forward P/E of 44x and price to sales ratio above 15x, indicating investor caution. 3. Blackstone's potential reward proposition is a total failure compared to safer investments like Treasury securities. 4. Today's valuation is unsustainable, especially if a recession hits during 2025, focusing on a more reasonable price target range of $100 to $130 over the next 12 months.

1. D-Wave's Leap platform is highlighted as a standout in quantum computing as a service, with a reliable quantum annealing system used by major industry players. 2. The integration of the Advantage2 processor and the reauthorization of the National Quantum Initiative Act are seen as catalysts for potential share price increase. 3. The 41% YoY growth in QCaaS revenue indicates a shift to stable, subscription-based income with significant clients. Risks include a six-month cash runway, ongoing dilution risks, and potential pullback before catalysts materialize.

1. Donald Trump's victory has a significant impact on market behavior; 2. Analyzing the impact of his policy proposals on dividend stocks; 3. Identifying sectors that are particularly opportunistic and capital allocation strategies.

1. General Motors is highlighted as a top pick for 2025 due to its improving EV momentum, attractive valuation, and solid financial performance. 2. The article discusses the Dean's List of companies with top grades across Seeking Alpha's Quant factors. 3. The author, Joseph E. Jones, compares the performance of General Motors with other companies on the list, such as Tenet Healthcare and Discover Financial Services.

1. Goldman Sachs predicts a 3% annual return for the S&P 500 over the next decade, making income-focused strategies like RDTE's covered call ETF appealing; 2. RDTE offers a high dividend yield with weekly distributions but lacks underlying equities, relying on synthetic covered call strategies, which may limit price stability; 3. RDTE's heavy reliance on return of capital for distributions raises concerns about the sustainability of its high yield and potential for future dividend cuts.

1. Nvidia's revenue growth rate is slowing; 2. The current valuation leaves little room for further stock price appreciation; 3. Predictable revenue forecasts and the likelihood of a contracting price-to-sales multiple are two major issues facing Nvidia.

1. Infineon is recommended for a buy rating due to clear signs of growth recovery, expected to accelerate in FY26. 2. IFNNY's recent performance aligns with expectations, showing sequential growth across all segments and a positive outlook for FY25 and FY26. 3. The inventory reduction in 1Q25 is a strategic move to normalize levels, setting the stage for future growth.

1. The daily rebalancing of leveraged ETFs, the hedging associated with heavy call buying, and the pressure from short coverings create a powerful self-reinforcing feedback loop that ignores fundamentals and valuation. 2. The author reflects on the 2018 market event 'Volmageddon' and emphasizes the importance of timing in maximizing the impact of actions. 3. The author suggests preparing for the reversal of the described dynamics, considering the current one-sided market positioning.

1. Schwab U.S. Dividend Equity ETF™ (SCHD) combines dividend income and growth but lacks diversification in some sectors; 2. This article demonstrates how to build a $50,000 dividend portfolio by enhancing SCHD with November's top 10 high dividend yield companies; 3. The portfolio has a weighted average dividend yield of 4.32% and a 5-year weighted average dividend growth rate of 9.02%.

1. Despite high-risk operations in Bosnia, the Vareš Silver Project shows strong growth prospects and low-cost production, justifying a positive 'hold' rating. 2. Expected to significantly contribute to Bosnia's GDP with high IRR and low AISC, potentially making it a lucrative long-term investment. 3. ADMLF shares show a strong positive correlation with silver prices, outperforming the US stock market in the long term, but current levels suggest waiting for a dip.

1. Dynex Capital's forward dividend yield and shifting inflation outlook present a strong tactical opportunity. 2. Transitioning to specified pools may reduce risk. 3. A favorable short-term liquidity market supports a positive outlook. 4. Dynex's common stock is trading below book value, and preferred stock is not overly demanding, mitigating the risk of toxic waste shares.

1. The gold stock correction is sanitizing sentiment and momentum, with the Gold Miners Bullish Percent index showing a healthy decline. 2. HUI's performance relative to the Gold/RINF ratio indicates a healthy correction, purging speculative and inflation-driven investors from the sector. 3. The correction has hit projected levels, reducing much price and sentiment risk, though further declines are possible.

1. Suncor Energy demonstrates operational efficiency, impressive cost controls, and strong shareholder returns, making it a standout in the energy sector with significant upside potential. 2. The company has record-breaking refining throughput, a 26-year reserve profile, and mostly zero decline rates, providing stability and growth potential. 3. Suncor's strategy of combining dividend growth with substantial buybacks enhances per-share value while maintaining financial flexibility.

1. Trump's election victory is positive for the economy and stocks, but the market is overlooking risks of rising yields and declining profit margins. 2. Corporate profits have risen despite a collapse in US savings, but 'America First' policies threaten to reverse this dynamic. 3. At 30x unadjusted earnings and 40x free cash flow excluding stock-based compensation, markets are extremely exposed to a fall in profit margins.

1. Palantir Technologies' stock has surged 88.5% since August, but is now considered overvalued. 2. Despite strong revenue and profit growth, the stock's valuation is unsustainable. 3. The company's financial strength, with no debt and $4.56 billion in cash, is overshadowed by high trading multiples. 4. The analyst downgrades Palantir Technologies to 'sell' due to potential underperformance.

1. The author reflects on his investing journey and the mistakes he has made; 2. He provides advice on how to avoid repeating these mistakes; 3. He shares some of his current favorite picks in the market.