1. Schwab U.S. Dividend Equity ETF™ (SCHD) combines dividend income and growth but lacks diversification in some sectors; 2. This article demonstrates how to build a $50,000 dividend portfolio by enhancing SCHD with November's top 10 high dividend yield companies; 3. The portfolio has a weighted average dividend yield of 4.32% and a 5-year weighted average dividend growth rate of 9.02%.