1. SCHD remains a gold-standard dividend ETF, but its growth prospects have declined; 2. The JPMorgan Equity Premium ETF and VictoryShares Free Cash Flow Yield ETF offer a superior alternative with higher yield and growth potential; 3. JEPI/VFLO provides better volatility-adjusted returns and higher long-term income growth compared to SCHD.

1. Emphasize the importance of a comprehensive retirement plan; 2. Discuss the strategy of investing in steady, growing dividends; 3. Highlight two well-covered dividends for peace of mind in retirement.

1. Navigator Holdings Ltd. (NVGS) has realized a 12.3% gain YTD. Its fleet and Houston Terminal position it uniquely. 2. NVGS reported higher YoY revenue and EBITDA in 3Q24, with $141 million in revenue and $67 million in EBITDA. 3. NVGS restructured its balance sheet, benefiting from lower cost of capital and pushing maturity forward five years. Navigator pays dividends and maintains a share repurchase program, with a buyback yield of 5.09% and a declared dividend of $0.05/share for the third quarter. The LTM dividend yield is 1.24%. Navigator trades at 73% PNAV, and the author gives NVGS a Strong Buy rating.

1. Dynex Capital's forward dividend yield and shifting inflation outlook present a strong tactical opportunity. 2. Transitioning to specified pools may reduce risk. 3. A favorable short-term liquidity market supports a positive outlook. 4. Dynex's common stock is trading below book value, and preferred stock is not overly demanding, mitigating the risk of toxic waste shares.

1. The article discusses the current interesting environment with falling base rates and increasing long-term yields; 2. It highlights the impact of rising long-term yields on high-quality, income-seeking investors; 3. The author elaborates on two high and durable income plays that are currently undervalued.

1. Recent developments and updates on BTI's Capital Market Day have led to a reexamination of the stock; 2. Concerns about future profit stagnation due to progress in new categories, rapid decline in combustibles, and slow growth in new products; 3. Despite a low FWD P/E of 7.5x, the stock is considered fairly priced given the gloomy growth potential; 4. The rating has been downgraded to HOLD.

1. EOG Resources is shifting from dividends to share buybacks, signaling confidence in its undervalued stock and financial resilience. 2. The company plans to leverage its balance sheet by adding moderate debt to enhance shareholder returns, focusing on buybacks. 3. EOG's Utica Shale production is expanding, with wells outperforming averages, demonstrating management's careful, long-term growth approach.

1. Blue-chip REITs experienced a strong rally from early July to late October; 2. However, they have recently pulled back; 3. Reasons for the pullback are discussed, along with a top REIT pick.

1. BDCs pulled back around 2% along with other higher-beta income sectors; 2. Investors did not like CSWC results, with the stock 7% lower from prior to the report; 3. We also highlight FDUS and HRZN numbers.

1. Realty Income Corporation's stock has lost about 8% of its market cap over the past 30 days due to rising long-term yields; 2. Despite the stock drop, the company's financials remain solid with an attractive growth outlook; 3. The stock is a clear buy with a P/AFFO of 13.5x and a dividend yield of 5.3%.

1. Realty Income has experienced a significant drop in its stock price, falling over 3% in a day after a few weeks of decline. 2. The valuation gap between Realty Income and its peers has widened. 3. Despite the drop, Realty Income has improved its 2024 guidance and remains capable of delivering sufficient AFFO per share growth and stability to ensure further dividend growth and payment safety.

1. Five US REITs have suspended dividends this year; 2. Six other REITs have lowered regular dividend payouts; 3. The activity contrasts with the majority of the US REIT industry that raised dividends in the first three quarters of 2024.

1. The Fed has begun to cut rates, which could make FSK's debt investments more valuable. 2. FSK is trading at a 15.91% discount to its NAV, and if rates decline and debt appreciates, it should increase FSK's NAV and push the share price higher. 3. FSK continues to pay a special distribution on top of the $2.56 base distribution, and the amount of NII generated could allow FSK to pay special distributions into 2025.

1. The author emphasizes the importance of focusing on the safety of dividends over yield; 2. He discusses the temptation to chase high-yielding stocks and the value of protecting principal; 3. The article mentions iREIT®+HOYA Capital as a resource for in-depth research and analysis on REITs and related investments.

1. NextEra Energy Partners faces significant debt challenges in a high interest rate environment; 2. Its 19% forward distribution yield presents a compelling value opportunity; 3. The unit price is unlikely to decline significantly further, making it a Moderate Buy.

1. Enel has achieved a 99% return in 2 years through capital appreciation, yield, and strategic asset sales; 2. Despite a lower yield and limited upside, Enel remains a 'Buy' due to strong fundamentals and a conservative investment strategy; 3. Risks include regulatory challenges in Italy and Spain, but ENLAY's disposal plan and improved financial metrics support continued growth and dividend safety.

1. Retirement planning is unpredictable; diversification across asset classes, including a minimum of 10% REIT exposure, is crucial for financial stability. 2. Rexford Industrial Realty, Mid-America Apartment, and Realty Income are recommended REITs with strong fundamentals, diversified portfolios, and solid growth prospects. 3. Rexford Industrial Realty has a high-quality, diversified portfolio in SoCal, excellent debt metrics, and a strong dividend growth track record. 4. Mid-America Apartment and Realty Income boast investment-grade balance sheets, consistent dividend growth, and diversified portfolios, making them reliable options for long-term investment.

1. Blackstone Mortgage Trust faces ongoing credit quality issues, particularly in its U.S. office segment, leading to under-earned dividends despite a recent 24% cut. 2. The trust's distributable earnings fell short of its reduced dividend, reflecting a strained credit situation and potential for further dividend cuts. 3. Despite these challenges, BXMT trades at a 15% discount to book value, suggesting limited downside risk for risk-seeking investors seeking a 10% yield.

1. AGNC Investment Corporation is a well-managed mortgage REIT poised to benefit from the central bank's recent rate cuts, enhancing its 14% dividend yield. 2. AGNC's Q3 profit exceeded expectations, with a 5% QoQ book value growth, driven by favorable interest rate environments for mortgage-backed securities. 3. Lower borrowing costs and higher valuations of mortgage-backed securities should support AGNC's book value growth and net interest income trajectory.

1. Verizon's Q3 results exceeded EPS expectations but fell short on revenues; 2. Strong broadband subscriber growth and confirmed wireless service revenue growth outlook for FY 2024; 3. Despite high debt, a solid dividend coverage ratio of 214% ensures a secure payout for dividend investors; 4. Shares are attractively valued with an 11% earnings yield, making Verizon a top choice for income investors; 5. Consistent broadband customer acquisition and dividend growth are reasons to buy the telecom's shares.