1. Retirees can significantly increase their income by selling shares of Schwab U.S. Dividend Equity ETF™ (SCHD), potentially exceeding the 4% rule; 2. The SCHD ETF offers a conservative approach and favorable valuation, making it a solid choice for U.S. equity in a retiree's portfolio; 3. Managing sequence risk is crucial, and a diversified portfolio with defensive stocks, bonds, gold, and international equities can mitigate recession impacts.

1. The author's investment strategy focuses on buying undervalued blue-chip big-dividend growth stocks. 2. He discusses several high-yield dividend growth stocks with strong balance sheets and moated business models. 3. He explains his strategy of buying when undervalued and selling when reaching fair value, repeating the process.

1. Nvidia and Sherwin-Williams will replace Intel and Dow Chemical in the Dow Jones Industrial Average later this month. 2. This event marks a significant shift in dividend investing as the market no longer rewards this style as it used to. 3. Investors need to adjust their approach to align with the market's current preferences for yield investments.

1. The S&P500 offers a low yield of 1.2% and is volatile, making it unsuitable for most retirees unless they are willing to sell shares for income. 2. A retirement all-weather portfolio should perform well in all market conditions, not just bull markets, with lower volatility, reasonable growth, and a 4% to 5% income. 3. The article discusses the High Income DIY Portfolios service, which aims to provide stable, long-term passive income with sustainable yields for income investors.

1. The author discusses the use of disciplined financial science to identify blue-chip bargains with high return potential; 2. Nick Ward's top 5 picks for October include Amazon and Realty Income, with a potential 48% upside in the next year and 108% in five years; 3. These stocks are undervalued, have strong credit ratings, and are among the top 21% in risk management, ensuring reliable dividends and robust growth.

1. Discusses common mistakes made by new dividend investors; 2. Identifies five blunders to avoid for successful investing; 3. Highlights the benefits of joining the Dividend Freedom Tribe for further investment guidance.

1. CION Investment Corp. and Chicago Atlantic BDC are undervalued BDCs offering high yields. CION has strong fundamentals and trades at a discount to NAV. 2. Chicago Atlantic BDC, focused on cannabis, has diversified its portfolio and has a clean balance sheet. 3. Despite the headwinds from expected lower interest rates, both BDCs have growth potential and could be good long-term investments.

1. SCHD has recently outperformed the S&P 500 with a 9% return in the past three months; 2. The recent 3-to-1 split can act as a strong near-term return catalyst for SCHD; 3. The fund currently offers robust profitability and growth potential at a discounted valuation.

1. Monthly payers like DIA, JEPI, JEPQ, and SPHY provide consistent income; 2. DIA offers exposure to the Dow Jones Industrial Average; 3. JEPI and JEPQ generate premium income through options strategies; 4. SPHY focuses on high-yield bonds with nearly 2,000 holdings.

1. The Schwab U.S. Dividend Equity ETF (SCHD) has been a solid choice for dividend investors but has underperformed the tech-heavy S&P 500 since 2020. 2. The iShares Core MSCI US Quality Dividend Index ETF is recommended for 2024 due to its lower volatility and sector concentration in defensive stocks. 3. XDU offers better risk-adjusted returns with financial screens and sector arrangement, possibly making it ideal for a lower inflation, deflationary environment.

1. Investors can define objectives for recurring income that are independent of market fluctuations or alpha generation; 2. The focus shifts to wealth accumulation through stable and gradual income; 3. This approach offers practical benefits and improves overall well-being; 4. The article discusses the benefits of income-focused investing, outlines minimum criteria, and provides relevant investment examples.

1. Rolling over a 401(k) into a self-directed IRA provides flexibility for dividend-paying assets; 2. Setting clear income goals aids in constructing a retirement portfolio; 3. A diversified portfolio with high-yield and growth stocks achieves required yield and long-term growth.

1. Starting late in investing doesn't preclude retirement on dividends; building a high-yield dividend portfolio can still secure your retirement. 2. Focus on quality dividend-paying stocks with a target yield of 6%, balancing yield and growth to maintain principal and generate income. 3. Invest in high-quality, undervalued stocks with growth potential to avoid spending principal, ensuring long-term financial stability and leaving a legacy. 4. Use a strategic approach: buy low, sell high, and get paid to wait, leveraging quality, value, growth, and momentum for optimal returns.

1. The Schwab U.S. Dividend Equity ETF (SCHD) is ideal for conservative investors seeking stability and dividend growth. 2. The ETF tracks the Dow Jones 100 Dividend Index and offers a diversified portfolio across sectors. 3. The top holdings include blue-chip companies like Lockheed Martin, AbbVie, and The Home Depot, providing stability and reliable dividend growth. 4. The ETF is suitable for long-term investors and can be mixed with other ETFs and dividend growth stocks for a robust portfolio. 5. Despite its conservative nature, SCHD avoids the volatility of individual stocks and offers a stable investment option.

1. The author recommends owning 10-20 diversified REITs, considering risk tolerance and including REIT preferreds or bonds for a balanced portfolio. 2. Sun Communities shows strong growth in manufactured housing and marinas, with potential for substantial dividend boosts and 20-25% annual returns. 3. Crown Castle offers a compelling 5G investment opportunity with a 5.6% dividend yield, despite a high payout ratio and short-term AFFO challenges. 4. VICI Properties excels in gaming and experiential assets, with solid AFFO growth and a 5% dividend yield, making it a worthy buy.

1. SJW Group's Q2 operating revenue and adjusted diluted EPS increased, reflecting a healthy financial performance. 2. The company's debt-to-capitalization ratio is improving, indicating stronger financial stability. 3. SJW is expected to generate over 30% cumulative total returns by the end of 2026, making it an attractive investment opportunity.

1. Samuel Smith discusses his high-yield investing strategy focusing on value investing principles, avoiding overly high yields, and ensuring dividend sustainability. 2. He emphasizes the importance of diversification with precious metals, defense stocks, and market makers to hedge against economic downturns and geopolitical events. 3. Smith recommends combining ETFs like SCHD, JEPI, and JEPQ for a balanced, diversified portfolio with steady income and inflation-beating growth.

1. British American Tobacco has outperformed the S&P 500 since May, driven by strong operating performance, a robust cash position, and a high dividend yield. 2. The company's growth in new products and cannabis exposure is underestimated. 3. Despite fundamental headwinds, BTI stock remains undervalued and offers a compelling dividend yield.

1. Altria Group has achieved a 28.2% total return this year, outperforming the market despite missing earnings estimates. 2. The company's smokable segment underperformed, but oral tobacco and NJOY product categories show significant growth potential. 3. Using a dividend discount model, Altria's fair value is estimated to be well above the current share price, indicating substantial upside potential.

1. Dividends matter in practice, despite academic theories suggesting otherwise; 2. Dividends align incentives between management and shareholders, optimizing free cash flow growth and reducing agency costs; 3. Dividend investing eliminates sequence risk and provides a reliable source of income without selling principal assets.