1. Investors in SoFi Technologies experienced a 40% drop from recent highs, highlighting the risks associated with investing in SOFI. 2. Despite economic uncertainties, SOFI's previous earnings multiples suggested that overstating the bullish case was not wise. 3. However, recent stock performance indicates that the bearish outlook on SOFI may be reconsidered. 4. The author argues that investors who have been patient should not let the selloff go to waste.