1. The technology sector has outperformed the broader market with the Nasdaq delivering 126.5% returns over the last 5 years. 2. SCHG, a large-cap tech fund, has underperformed the Nasdaq with 13% returns since July 2024 due to defensive holdings and reduced tech exposure. 3. Despite its lower risk profile, SCHG's defensive sectors and reduced tech holdings will likely continue to underperform compared to the Nasdaq and aggressive growth funds.