1. The article emphasizes compounding strategies for wealth-building through monthly dividend REITs, recommending Realty Income, LTC Properties, Agree Realty, Healthpeak, and Apple Hospitality. 2. These REITs are highlighted for their attractive valuations, strong financial health, and sustainable above-average yields, ensuring retirement income stability. 3. The author prioritizes high-quality, undervalued REITs with growth potential while avoiding overvalued or lower-quality options to maximize compounding returns.