1. The Schwab U.S. Dividend Equity ETF offers consistent dividends, high diversification, and long-term growth, making it ideal for passive income investors. 2. With receding inflation and a robust U.S. economy, equity-oriented ETFs like SCHD are compelling investment opportunities for 2025. 3. The ETF's diversification across industries and strong dividend record provide stability and growth potential, even amid macroeconomic fluctuations. 4. The recent price drop to the 20-day moving average presents a buying opportunity for passive income investors.