<p>➀ The article explores the potential impact of an AI bubble burst on individuals, even if they haven't directly invested in AI companies; </p><p>➀ Shadow banking systems, which lend to AI firms at high interest rates, may transfer risks to regulated banks through securitization and insurance, potentially burdening taxpayers; </p><p>➂ The financial sector could profit from speculative cycles while governments and taxpayers absorb losses, mirroring past financial crises.</p>