1. The 4-Factor Dividend Growth Portfolio combines SCHD's methodology with a growth focus and annual rebalancing, targeting a 12%+ long-term CAGR; 2. Despite underperforming the S&P 500 recently, the portfolio has achieved a 14.66% CAGR since inception, significantly outperforming SCHD's 6.69%; 3. It demonstrates strong dividend growth, with a 27.68% increase in projected annual income and a 9.29% dividend CAGR, emphasizing long-term potential over 5-10 years.