1. The Virtus InfraCap U.S. Preferred Stock ETF (PFFA) is recommended as a top choice for retirement income, offering a 10% yield; 2. The article emphasizes the stability and consistent income potential of preferred stocks, positioning PFFA as a reliable option during market volatility; 3. The author discloses a long position in PFFA and promotes the High Dividend Opportunities service, which provides exclusive investment strategies targeting 9-10% yields.